Last updated: September 7, 2026

Terms of Service

This is a working draft written to close the gap where no terms existed at all — members were asked to agree to terms that could not be read. It has not been reviewed by a lawyer. Have counsel review it before treating it as final, particularly the professional-verification, content, and liability sections.

1. Acceptance of terms

By creating an account or using HMD Campus (including iQbank, iConnect, Journal Club, Research Collaboration, and ResumePro), you agree to these Terms of Service and the Privacy Policy. If you do not agree, do not use the platform.

2. Eligibility and verification

HMD is built for licensed physicians, residents, fellows, and medical students. You represent that the professional information you provide is accurate. HMD reserves the right to request verification of your professional status, to deny or revoke verification at its discretion, and to restrict access to member-only features until verification is complete.

3. Your account

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. Notify us promptly if you suspect unauthorized use.

4. Member content and conduct

You retain ownership of content you post. By posting, you grant HMD a license to host and display it as part of operating the platform. You agree not to:

Post content that identifies a real, individual patient or otherwise violates patient privacy
Impersonate another person or misrepresent your professional credentials
Post content that is unlawful, harassing, defamatory, or that infringes another person’s rights
Upload files you do not have the right to share, particularly within Research Collaboration groups
Use the platform to distribute spam, malware, or unauthorized advertising
Attempt to circumvent verification, access controls, or scrape member data

HMD may remove content or suspend accounts that violate these terms, at its discretion.

5. Journal Club sessions

Journal Club sessions are hosted on Microsoft Teams. By registering for a session, you agree to Microsoft’s own terms governing use of Teams. HMD is not responsible for interruptions or issues caused by third-party video infrastructure.

6. Educational content is not medical advice

iQbank, Journal Club, and related educational content are provided for professional education and self-assessment. They are not a substitute for clinical judgment, institutional protocols, or continuing medical education requirements specific to your jurisdiction.

7. Intellectual property

The HMD platform, including its question bank, design, and branding, is owned by HMD or its licensors. You may not reproduce, redistribute, or create derivative works from iQbank content or other platform material without permission.

8. Termination

You may stop using HMD and request account deletion at any time. HMD may suspend or terminate your account for violation of these terms, misuse of the platform, or misrepresentation of your professional status.

9. Disclaimers and limitation of liability

The platform is provided “as is” without warranties of any kind. To the fullest extent permitted by law, HMD is not liable for indirect, incidental, or consequential damages arising from your use of the platform, including reliance on educational content or interactions with other members.

10. Changes to these terms

We may update these terms as the platform evolves. Continued use of HMD after an update constitutes acceptance of the revised terms.

11. Contact

Questions about these terms can be sent to legal@hmd.com.co.